So do save this article and return to it when you need to! Merchant Category Codes | General Merchant Category Codes MCCs 5700–7299 (Miscellaneous Stores) The following table includes a list of MCCs in the range 5700–7299 and the description for each code. MCC codes are used for: Card brands, card networks, acquiring banks, payment service providers (PSPs) and merchants know which rules to adhere to in relation to their associated MCC code. stream Transaction Category Codes Removed vending machines from MCC 5499. RNAAC. General contractors - residential & commercial, Heating, plumbing, and air conditioning contractors, Masonry, stonework, tile setting, plastering & insulation contractors, Special trade contractors (not elsewhere classified), Typesetting, plate making, and related services, Specialty cleaning, polishing, & sanitation preparations, Airlines and air carriers (not elsewhere classified), Airports, flying fields, and airport terminals, Transportation services (not elsewhere classified), Telecommunication equipment and telephone sales, Cable, satellite and other pay television, and radio services, Utilities - electric, gas, water, sanitary, Construction materials (not elsewhere classified), Photographic, photocopy, microfilm equipment and supplies, Computers and computer peripheral equipment and services, Commercial equipment (not elsewhere classified), Medical, dental, ophthalmic, and hospital equipment and supplies, Plumbing and heating equipment and supplies, Industrial supplies (not elsewhere classified), Precious stones, metals, watches, and jewelry, Stationery, office supplies, printing, and writing paper, Drugs, drug proprietaries, and druggist sundries, Piece goods, notions, and other dry goods, Men's, women's, and children's uniforms, and commercial clothing, Chemicals and allied products (not elsewhere classified), Florist supplies, nursery stock, and flowers, Nondurable goods (not elsewhere classified), Nurseries and lawn and garden supply stores, Miscellaneous food stores - convenience stores and specialty markets, Car and truck dealers (new and used) sales, service, repairs, parts, and leasing, Car and truck dealers (used only) sales, service, repairs, parts, and leasing, Auto and home supply stores (no longer valid MCC), Camper, recreational and utility trailer dealers, Miscellaneous automotive, aircraft, and farm equipment dealers (not elsewhere classified), Men's and boy's clothing and accessories stores, Tailors, seamstresses, mending, and alterations, Miscellaneous apparel and accessory shops, Furniture, home furnishings, and equipment stores, excepting appliances, Drapery, window covering, and upholstery store, Fireplace, fireplace screens, and accessories stores, Miscellaneous home furnishing specialty stores, Music stores - musical instruments, pianos, and sheet music, Drinking places - bars, taverns, nightclubs, cocktail lounges, and discotheques, Antique shops - sales, repairs, and restoration services, Stationery stores, office and school supply stores, Jewelry stores, watches, clocks, and silverware stores, Sewing needlework, fabric, and piece goods stores, Direct marketing - travel-related arrangement services (high risk MCC), Direct marketing - combination catalog and retail merchant, Direct marketing - outbound telemarketing merchant (high risk MCC), Direct marketing - inbound tele-services merchant (high risk MCC). MCC stands for a Merchant Category Code, a four-digit number identifying the business classification depending on what type of products or services are provided by the merchant company. To view the MCC for a specific account, you can retrieve the business_profile.mcc field on the account object. NOIRE can support eCommerce merchants with these requirements within this Merchant category code. At WePay, we use a similar code to help us better understand your business. If you need help or have a question, message our Support team at NSN 4730-00-008-4816 NIIN 000084816 — Tube Coupling. With MCC classification in place, cardholders can now reference the MCC of the business where a purchase was made to determine whether the purchase must be reported to the IRS. MCC 5499—Miscellaneous Food Stores— Convenience Stores, Markets, Specialty Stores Added P for MCC 9399 and MCC 7800. MCC Codes identify businesses within an industry or “vertical” designating some as high risk for fraud and chargebacks. Merchant Account Services offers free information and tools to assist merchants in choosing the right merchant account provider. Credit card associations have set up rules dictating merchants in specific high-risk MCC codes to pre register with these associations to ensure monitoring of risks. A Merchant Category Code (MCC) is a four-figure number used to categorize business entities according to the type of products or services the company offers. Merchant Category Code Table Category Description MCC Codes A Airlines, Airports 3000-3299,4511, 4582 MCC. The payment card organization assigns the merchant a particular code based on the predominant business activity of the merchant.” MCCs were established in 2004 by the Internal Revenue Service (IRS). %��������� Categories As an example, MCC 7801 (Betting and Gambling) has different restrictions compared to MCC … Becoming familiar with MCC codes is important for both business owners and consumers. MasterCard Merchant Category Code (MCC), MCG and TCC Classifications. The latest articles, blog entries, and calculators make choosing the right processor and saving money easier then ever. MCC codes are used by issuing bank to determine if they will except the transaction. Thanks for using Checkout.com. Removed note in MCC Description. ... 4730-00-008-4816 Specification Set by the OEM (see RNCC code 3) No specification found for this NSN. Businesses with “high-risk” MCCs generally pay higher fees and often need to shop around for a merchant processing contract designed for those in this category. Established by the United States government in 1937, Standard Industrial Classification codes, or SIC codes, identify specific industries using four-digit numbers. RNVC. For example, a payment made to a business classified as MCC 4816 “Computer Network Services” would be reportable because the business provides a service, whereas a payment made to a business classified as MCC … You can include the following category and sub-category codes in the category and subcategory parameters of CreateAccount requests for PayPal business accounts:. 0780: landscape and horticultural services. Home Development Reference. Merchant category codes. PayPal provides this documentation to support existing integrations. 67*ܝj*7g;E� }������Bɥ��Y��#��r�g�4VL��|�k��-���= I�&�}_5��=Z�Bo����6�ˎo4�C�B��o5��G6���` �͝���~�{��O/��Զ?�;~�j�N�V8�C{g�A%��"�R�؈h�Q����a�"��T'պ����k…�,�㨍���.��Q�N�Y�9kɋ?o_��_h`�����+~��=����[���0M�{�C�P�������|?����.�tX �/�1h�}|�f��isg�`d0��h��J|���~��5|��?ҫ_[|�V�h�!�} }ȇ~�_�'���OHTr��~1�ww�uc�م.>f�f�|� ���Mp��_�uv���K�����:��.�Vp�Lnʘ��޼�OPUK��U����T�����}�V��Ş[�� Status. If you run a business where you are paid by credit card, your MCC will determine how much it costs you to process credit cards. %PDF-1.3 x�}k�$׍���E�3�#�4+�^]ܕd�/Q���5��zg�p0�X;Hے���� ���nR+�]S��I\\��#o�q��������x�o���~w8o�����!Q� ʸ��]��o�K)�o��������������������� �?��]�����O_������߾���C^�����l��w���n�~� ��>��^?F�u|�ߟ��a{>�?�n�y�~�g ���z����~���y{>����-��˷[@ �}���߾����7ۻ�^m�����o7"��B�W�m>}�ڵ�6��x ڦɶ���?�����г����ۯ��l�&��ۻ����Ͱ�{�?n�^�|}��ͫ���{'J�}%�{ը?i��݋����w�ӛ�v�����΀ӫ���en(?��;�o^�����������#z?�]�r��r.,c�p��2��,cS-cm�]��LJ����e��`�z{R�ԏ������~�����Mg/^B�оQ���/�����I�����H�A�д*��C�,+��Og�mȻ�_)�EJ�����w'q3��V�� .�t8v��.8��Ty��"���1lV����;ހ�`�r��ô�ٱ���w W�?4�׿ʒ�Ru#����� �.����!��0 u+p�[�� ��ќ�nl͗{��8~�[�M7wo��I? We use the following four-digit ISO 18245 merchant category codes (MCCs) to classify your business. Merchant Category Codes. The following merchant category codes (MCCs) are classified as high-brand risk and must be registered with Visa: Transaction type. 4816 Computer Network/Information Services V, M 4821 Telegraph Services V, M 4829 Wire Transfer Money Orders (V, D, G, X) Money Transfer (M) V, M 4899 Cable, Satellite, and Other Pay Television and Radio Services V, M 4900 Utilities–Electric, Gas, Heating Oil, Sanitary, Water V, M Figure 5-1. MCC 4411—Cruise Lines.....54 MCC 4457—Boat Leases and Boat Rentals.....55 MCC 5962—Direct Marketing—Travel-Related Arrangement Services. This content cannot be displayed without JavaScript.Please enable JavaScript and reload the page. 4 0 obj Direct marketing - continuity/subscription merch. These codes are often used for calculating interchange fees, authorizing payments, and preventing fraud, so it’s important that your connected accounts have MCCs that match their businesses. If your business is designated a high-risk MCC, you have to be vigilant against processing fraud and chargebacks. It is similar to a Standard Industrial Classification (SIC) code, but it is broader in scope. The code 7995 can be used to prevent transactions coming from states that don't allow online gaming. Y����}h��J�^�H' �m����0��xA ��-�����J3a�`��J�z>���l!cLj�pNx�e@��!� w/{�0��GL��+�g��\w_56��c�i�%[��������a �����)�n���8M���ml��8`P���=CD���m,Dt1�"�\����2?R�F��4.%���Q��_߀j�%��E���e{�8���>�E(7�3�iؑ��4�eK1Csܝ19�.��`I���~ ��|�=@��}�$�dKr�K���pĸ5���m�!O;���m)�t�q��SVmi:@#c����ƴl {�b? The Merchant Category Code (MCC) is a four-digit number assigned to describe a merchant's primary business. Here is a (non-exhaustive) list of the most popular MCC codes crowdsourced via the different banks MCC sheets and online sources like WhatCard and the Visa Supplier Locator to help you can get those credit card rewards. Important: Adaptive Accounts is no longer available for new integrations. Below is the list of MCCs that we use to classify your account under. U.S. Card Acceptor Business Codes (MCCs)— Abbreviated Removed sentence: “This MCC may also be used to identify U.S. state lottery ticket sales by merchants properly … According to the IRS, a merchant category code (MCC) is defined as: “A classification code that is assigned by a payment card organization to a merchant/payee. MCC codes. 0742: veterinary services. По данным справочника mcc-codes.ru MCC 4816 расшифровывается как Компьютерные сети, информационные услуги. Part Number. Each Stripe account has exactly one MCC. RHB Cash Back Credit Card_MCC Code Category MCC Description MCC Examples Utilities Telecommunication Equipment 4812 Astro, Celcom, Maxis, Digi, Tenaga Nasional Berhad and other utilities. MCC Codes. MCC codes. A Merchant Category Code (MCC) is a four-digit number used to classify and categorize merchants based on the merchant’s business activities and products or services being sold. Card-Absent Transactions. Below we have compiled a list of typical categories which acquirers and payment providers treat as high risk, imposing stricter approval terms and higher processing fees. << /Length 5 0 R /Filter /FlateDecode >> Key-entry Telecom Merchant 4813 Telecommunication Services 4814 Computer Network/ Information Services 4816 Telegraph Services Utilities 4821 Cable, Satallite and Other Pay Television … The MCC codes are grouped as follows: Merchant category code for 4816 Computer network services MCC 4816 is used for Computer network services and other similar services. Visa retains the right to require corrections to non-compliant or confusing merchant data. MCC codes can also effect the merchants processing rates. About MCC Merchant Category Code, or MCC, is a four-digit merchant classification code that identifies the merchant by their business line. But they are most likely to be correct. Credit card networks such as Visa and MasterCard adopted this classification method but now refer to them as the Merchant Category Code or MCC. support@checkout.com. • Merchant category code (MCC) Merchant data must be the same as, or consistent with, comparable data throughout a transaction’s life cycle and on the transaction receipt. p: 0701. postage transaction charge: a. This topic provides details about Merchant Category Codes (MCC), including their descriptions, market segment, and industry code. a: 0763. agricultural cooperatives: a. DAC. Description . Merchant Codes; UK Merchant Category Codes; Old Codes; Merchant Category Codes (MCC) are 4 digit numbers used by the payments industry to classify businesses by market segment. Payment Processing Services by NOIRE NOIRE provides industry leading online payment processing services and risk management solutions. RNCC. �����d8b��|�`�l �6c ���$�'�����CD�l纲��K�C���O��%.-0��Շo�lD@p�Z�7���N3�U fR lw�|ݞL�i�#2�TI����=>�,R�`�y�M&>g�ͦ�}-�T�(U���~�ɗ�H�[�)U�hT=�\i]��]K�G�Kr�ST/��QZA��S�. ���=�I�-��X�����p����G{^�>\N���|&����yv�����3W��]R�n��R-^v�儡��_�?-#�݀�;��F� �[�3ʷ��T����+(��~�2`�������O���������f� SADC. Registration of the Merchant Category Codes. Cross Reference Parts Part numbers that meet the specification outlined on this page and set by the OEM. Cage . mcc code mcc name standard merchants - open to all cardholders 742 veterinary services 763 agricultural cooperatives 2741 miscellaneous publishing and printing 2791 typesetting plate making + related services 2842 specialty cleaning polishing + sanitation prep. MSDS. For example online gambling is only permitted in the states of Delaware, New Jersey and Nevada. State of Maryland CPC MCC List MCC ALLOWABLE Blank = Yes E = Excluded/Blocked T = Travel card only CODE (MCC) DESCRIPTION (MCC NAME) We use the following four-digit ISO 18245 merchant category codes (MCCs) to classify your business. But, since the information is crowdsourced, it may not be 100% reliable.