Discours de François Villeroy de Galhau, Gouverneur de la Banque de France, Président de l’Autorité de contrôle prudentiel et de résolution Contact presse : Mark Deen (mark.deen@banque-france.fr). Discours de François Villeroy de Galhau, Gouverneur de la Banque de France, Président de l’ACPR. François Villeroy de Galhau. Il est gouverneur de la Banque de France depuis le 1er novembre 2015. François Villeroy de Galhau has been Governor of the Banque de France since 2015. I have often pushed for this over the past two years. The Banque de France was the first to start a programme of eight experiments on a wholesale CBDC, notably with a number of Fintechs, to improve the functioning of the financial markets and institutions. ENTRETIEN. First, we appointed a start-up correspondent at the national level [Maurice Oms], and we will soon have start-up correspondents in the regional French Tech capitals. François Villeroy de Galhau: Support for Fintechs and the digital revolution in payments Speech by Mr François Villeroy de Galhau , Governor of the Bank of France and Chairman of the Autorité de contrôle prudentiel et de resolution (ACPR), at the Fintech Forum, Paris, 12 October 2020. However, this proportionality does not mean being less demanding, especially with regard to the fight against money laundering. Nos vœux cette année sont au format « Covid » : virtuels, mais très chaleureux. Under the Government of Lionel Jospin (1997 - 2002), he was (1997-1999) directeur de cabinet of Dominique Strauss-Kahn, 1999 bis [2000 of Christian Sautter (Minister of the Economy, Finances and Industry) and from February 2000 to 26 August 2003 director general of the Direction générale des Impôts (directeur général des impôts). To give another example, under the transposition of the second European Payment Services Directive (PSD2) in 2018, third-party payment service providers – which do not hold client funds – are subject to reduced annual reporting requirements. This work is a first step towards the publication of principles of governance for AI algorithms. PARIS, 13 janvier ... a déclaré mercredi François Villeroy de Galhau. Né à Strasbourg, le 24 février 1959, François Villeroy de Galhau puise ses racines familiales en Lorraine et en Sarre. Speeches by BIS Management and senior central bank officials, and access to media resources. Femmes; Se connecter Mon compte Se déconnecter. First, there is a single point of entry: the Fintech-Innovation Unit. Ancien élève de l’ENA et inspecteur des finances, il entre, en 1988, à la direction du Trésor (bureau Afrique, puis bureau Europe) puis devient, de 1990 à 1993 conseiller européen du ministre des Finances puis du premier ministre (Pierre Bérégovoy). The BIS facilitates dialogue, collaboration and information-sharing among central banks and other authorities that are responsible for promoting financial stability. La Banque de France a annoncé hier avoir dégagé un bénéfice net de 2,23 milliards d’euros en 2015, en hausse de 8% par rapport à 2014. Villeroy de Galhau started his career at the Inspection générale des finances. My dear Cédric, you'd clearly be the first to say so. I would also like to welcome those joining us remotely. On 8 September 2015, the President of France, François Hollande, nominated Villeroy de Galhau as next Governor of the Banque de France,[3] succeeding Christian Noyer. Born in Strasbourg, he descends from the family Villeroy de Galhau (co-owner of the ceramic manufacturer Villeroy & Boch, domiciled since about 200 years in Wallerfangen (Saarland)); he speaks German fluently. Les Français ont économisé 90 milliards d’euros depuis le début du confinement. 2; 0; 0; 1; 3 partages; INFOGRAPHIES - A l'occasion d'un discours prononcé ce 27 novembre, le gouverneur de la Banque de France a appelé les banques et assurances à ne pas se tromper de débat et à se concentrer sur les sujets de rentabilité et moins sur ceux de solvabilité. Cette vidéo est une première. It has also worked to promote the development of open banking, by making sure that all actors can work together on the deployment of APIs. Entretien fleuve ! Upon his arrival, Villeroy de Galhau amplified the transformation plan of his predecessor Christian Noyer, which he named "Ambition 2020". François Villeroy de Galhau: The role of banking in a sustainable global economy Speech by Mr François Villeroy de Galhau, Governor of the Bank of France, at the World Conference of Banking Institutes, London, 17 September 2019. [2] He delivered his report on 26 September 2015. Hommes d'affaires — François Villeroy de Galhau Les Aventures de DSK (2). François Villeroy de Galhau (born 24 February 1959) is a French civil servant and banker serving as Governor of the Bank of France and ex officio President of the French Prudential Supervision and Resolution Authority since 2015. And they bring to the forefront French scientific expertise and technology: artificial intelligence, cryptography, distributed ledger technology, etc. Innovations in the field of payments are disrupting the traditional split between central bank money and commercial bank money. François de Neufville, marquis, puis 2 e duc de Villeroy et pair de France (de 1675 à 1694), né à Lyon le 7 avril 1644 et mort à Paris le 18 juillet 1730, est un militaire français. The general principle of "same activity, same rule" must apply. We therefore need to encourage innovation but also ensure that people trust innovations. On top of this, in our day-to-day supervision, we apply the regulation using a proportional approach. In parallel, the rise of crypto-assets and above all of stablecoins means they could potentially try to replace central bank and commercial bank money, even though they offer none of the same guarantees in terms of liquidity, service continuity and neutrality. Haro sur François Villeroy de Galhau, inspecteur des finances, ancien dirigeant de BNP Paribas, candidat au poste de gouverneur de la Banque de France ! Partager cet article. Proposé par François Hollande le 8 septembre comme candidat au poste de gouverneur de la Banque de France, François Villeroy de Galhau divise. François Villeroy de Galhau : "0,5%, ce sera le plancher du livret A" en replay. François Villeroy de Galhau : « Le libra de Facebook devra respecter les règles des banques centrales » Facebook va lancer sa monnaie privée, le libra, avec le soutien de géants comme Uber et Visa. Our role as a central bank and supervisor, is to reconcile confidence and innovation. In total, it has authorised more than 20 actors to offer these new services since 2018. Let's start with a question I consider particularly important, and on which there should be no shred of ambiguity between us: why do the Banque de France and ACPR regard Fintechs as important? François Villeroy de Galhau : Toutes les informations pour mieux comprendre. Because they are an essential element for the financial sector: they deliver creativity and they understand new needs rapidly. ", Interview de François Villeroy de Galhau, Le Monde, Les conseils du gouverneur de la Banque de France à Emmanuel Macron, «L'euro a contribué à protéger le pouvoir d'achat des Français» (Villeroy de Galhau), https://en.wikipedia.org/w/index.php?title=François_Villeroy_de_Galhau&oldid=991192236, Inspection générale des finances (France), Wikipedia articles with SUDOC identifiers, Wikipedia articles with WORLDCATID identifiers, Creative Commons Attribution-ShareAlike License, Paris Europlace, Member of the Board of Directors, « Le changement dans l'État, c'est possible », in, « La vocation d'un dirigeant est aussi d'être un serviteur à l'écoute », in, « Ces entreprises qui font l'Europe », 22 March 2006, « La pression et le bénédictin », 28 December 2006, « Voyage dans le cerveau du monde », 13 June 2007, « Un trésor trop discret », 24 October 2007, « Y a-t-il un pilote dans l'avion ? I shall then go on to tell you how we intend to act in the digital payment revolution. The approval procedure has also been simplified with the creation of a digital portal, and we have adapted certain procedures to recent developments: introduction of a streamlined post-Brexit procedure in 2019, and of a simplified procedure for a large number of payment service providers (PSPs) in 2020. », 26 September 2008, « Sagesses de mon village allemand », 17 September 2012, This page was last edited on 28 November 2020, at 19:44. Mon objectif avec ce livre est de dire pourquoi nous devons et comment nous pourrions retrouver confiance en … François Villeroy de Galhau, gouverneur de la Banque de France, répond aux questions de Sonia Mabrouk au sujet des chiffres du surendettement, du contexte économique et des réformes de la France. Profondément présomptueux, il se révèle incapable de commander en chef. And while we're on the topic, let me just comment on the terminology used: you sometimes hear people talk about cryptocurrencies, but the term is a contradiction. Diriger la Banque de France, c’est d’abord animer près de 10 000 hommes et femmes très divers et très experts. At the Banque de France, we have taken various steps to promote innovation. If you would allow me to borrow a metaphor from the history of the railroads – which were originally a major innovation in the 19th century, but also one that was not without its risks – our role is to prevent the train from derailing and to make sure the passengers aren't afraid to get on board. And recently, Paris was selected alongside Frankfurt to house the European branch of the BIS's Innovation Hub. François Villeroy de Galhau: The role of banking in a sustainable global economy Speech by Mr François Villeroy de Galhau, Governor of the Bank of France, at the World Conference of Banking Institutes, London, 17 September 2019. François Villeroy de Galhau observe par ailleurs une tendance à la dégradation des délais de paiement. [1] After earning his French baccalaureate degree at the Lycée Saint-Louis-de-Gonzague, and his engineering degree at the École Polytechnique, he studied at ÉNA (École nationale d'administration) from 1982 to 1984. François Villeroy De Galhau is on Facebook. The BIS recently underlined this complementarity between public and commercial money in its report published on Friday. Être banquier central, c’est aussi être arrimé par deux ancres indispensables et permanentes : le mandat de … Il est élevé à la dignité de maréchal de France au printemps 1693. Early life. François Villeroy de Galhau, gouverneur de la Banque de France, s'inquiète du niveau de la dette d'avant crise. We will now launch a public consultation, starting today, examine all regulatory and technical issues, and begin experiments at the national central banks – the Banque de France will contribute actively to this. Dans Regards sur l'épargne 6, François Villeroy de Galhau, Gouverneur de la Banque de France Président de l’Autorité de Contrôle Prudentiel et de Résolution, revient sur les évolutions du pouvoir d'achat pendant la crise sanitaire. The first, which published its report last Wednesday, examines all anti-money laundering methods used by digital asset service providers: it highlights the potential of blockchain technology in transaction tracing, and sets out technical avenues for ensuring that electronic transfers meet the transparency requirements recommended by the FATF. Extrait ️ 15m39s - On le voit très peu dans les médias, pourtant François Villeroy de Galhau est à la tête d’une structure dont on parle tout le temps : la Banque de France. https://fr.m.wikipedia.org/wiki/François_Villeroy_de_Galhau He has taken many public positions as governor of the Banque de France, for instance on cryptocurrencies such as bitcoin which he recalls is not a currency, unemployment ("the most urgent situation in France"), social expense, public service payroll, the banking union, over-indebtedness, and contactless payment. François Villeroy de Galhau, gouverneur de la banque de France était l'invité de l'émission Good Morning Business ce vendredi. Mon objectif avec ce livre est de dire pourquoi nous devons et comment nous pourrions retrouver confiance en l’économie. François Villeroy de Galhau a aussi renouvelé l'engagement de la BCE à poursuivre sur une longue période sa politique de soutien à l'économie européenne. Join Facebook to connect with François Villeroy De Galhau and others you may know. Sans rien nier des difficultés, mon espoir se fonde sur tous les éveilleurs, sur tout ce qui naît et réussit à l’intérieur même de l’Europe. Son Gouverneur, François Villeroy de Galhau est l'invité de Léa Salamé François Villeroy de Galhau, gouverneur de la Banque de France annonce la vigilance des effets du change sur l'inflation. Let me start by reminding you that the Banque de France is working with Fintechs on two levels: via its mission of providing services to the economy – to businesses and SMEs – and via its mission of safeguarding financial stability. The working group on remote customer identification led to a number of regulatory changes this year. In conclusion, I would like to repeat a conviction: Fintechs are no longer separate from the world of finance. Bio. As Banque de France governor, Villeroy de Galhau also sits in the Governing Council of the European Central Bank,[4] which makes monetary policy decisions for the whole Eurozone. We now have to put this into action and "deliver" – this is urgent for the next two years. It is a deeply-held belief and a commitment, on my part and on that of the entire ACPR. Between now and mid-2021, the Eurosystem will decide whether to launch a project for a digital euro, which would start with an investigatory phase. As such, he presides over the General Council, the body responsible for deliberating on all matters relating to non-Eurosystem activities. This strategy notably combines three elements: 1/ European regulation on stablecoins: on 24 September, the European Commission published its MiCA project, which in our view provides a good basis for reconciling innovation with consumer protection and financial stability. François Villeroy de Galhau, gouverneur de la Banque de France, était l'invité ce jeudi soir du Grand Journal de l'Eco sur BFM Business. Publié le 13/01/2021 À 09H07. François Villeroy de Galhau : ces 200 milliards qui pourraient soutenir l’économie Patrice MOYON. François Villeroy de Galhau, gouverneur de la banque de France était l'invité de l'émission Good Morning Business ce vendredi. François Villeroy de Galhau proposé au poste de gouverneur de la Banque de France. François Villeroy de Galhau : ces 200 milliards qui pourraient soutenir l’économie. We also want to help them when new rules are put in place. Le gouverneur de la Banque de France rappelle les règles qu’ils devront respecter s’ils veulent qu’elle existe. Fabien Clairefond. Les Français ont économisé 90 milliards d’euros depuis le début du confinement. François Villeroy de Galhau has been Governor of the Banque de France since 2015. In the traditional letter from the governor of the Banque de France to the French President, he called on Emmanuel Macron to use the economic recovery to pursue political reforms and defend the European social model as a shield against social inequalities, in 2017. He has called German inflation fears "exaggerated and irrational".[14]. «L'endettement est justifié.Il fallait répondre très vigoureusement à la crise. We have also set up two working groups with players from the crypto-asset sector. INVITÉ RTL - François Villeroy de Galhau, gouverneur de la Banque de France, dévoile ce lundi 9 novembre les chiffres de l'année 2020, plombés par la crise sanitaire. BIS research focuses on policy issues of core interest to the central bank and financial supervisory community. The BIS offers a wide range of financial services to central banks and other official monetary authorities. All these dimensions will be taken into account in the Banque de France's next strategic plan, "Building 2024 together". I would also like to welcome Alain Clot, President of France Fintech, and of course Robert Ophèle, Chairman of the AMF, with which we have organised this Forum.

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